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#13
geico

GEICO ID Protection

$7.99-9.99/month Identity Protection, Three Credit Bureau Monitoring

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Our Score
5.3
User Score
10.0
Rank this Company

Ratings Breakdown

Price

package monthly price range
$7.99-9.99

Identity Protection

protection/monitoring system

Credit Monitoring

Equifax, Experian or TransUnion
Yes

Internet Scanning

important ID information
Yes

Legal Protection

Credit Freeze & Fraud Alerts
Yes

Analytical System

e.g. ID Analytics
No

Identity Recovery

recovery/restoration services

Insurance Quality

identity theft insurance

Insurance Amount

e.g. $1 million, $25,000, $2,500
Undisclosed

Insurance Provider

the insurance company
Undisclosed

Report Case Within

e.g. 60 Days, 30 Days, 90 Days
Undisclosed

Lost Wages/Income

e.g. $2,000 or 4 Weeks
Undisclosed

Credit Monitoring

Equifax, Experian or TransUnion
3/3

CISSP Certified

Certification from (ISC)²
No

Antivirus

antivirus software included
No

Experience

total ID theft experience
5 Years

A+

Number of Reviews

User reviews here on BIDTC
1

This Review is maintained by Karl Beckert

Review Last Updated: April 6, 2016

GEICO is a insurance company that provides a comprehensive insurance portfolio to its customers. The company has partnered with Europ Assistance USA to provide identity protection services to GEICO account holders. While GEICO offers better identity protection solutions than most other insurance agencies, it still lacks some of the key features (e.g., online transparency, antivirus protection, etc.) common to top identity theft protection companies.

Rank Chart
Monthly Price
Identity Protection
Review

#1

$8.99 - $26.99

#2

$9.95-19.95

#3

$12.95 - $19.95

#13
geico

$7.99-9.99

The Good

  • Credit Monitoring:(Equifax, TransUnion, and Experian)
  • 24/7 Credit Report and Access
  • 24-hour Identity Monitoring and Internet Scanning for Personal Info
  • Online Anti-Phishing and Anti-Keylogging Protection
  • Certified Resolution Specialists Available 24 hours per day

GEICO’s partnership with Europ Assistance USA offers a high-quality product at low costs. GEICO customers can pay as little as $9.99 a month for GEICO’s family plan, which covers the primary account holder, a spouse, and up to four dependents. Unlike most other insurance companies offering identity protection plans, GEICO does not require that new subscribers are existing policyholders. One may purchase their protection regardless of if they hold a policy with GEICO or not. The GEICO Portfolio Identity Protection Program includes the following benefits:

GEICO’s identity recovery assistance includes a Limited Power of Attorney clause, which allows GEICO to act on the legal behalf of its customers who have had their identities stolen.

The Bad

  • No Insurance Information Provided
  • 5 Years Identity Theft Experience
  • No Antivirus Software Included

Ironically enough, GEICO (an insurance firm) does not offer identity theft protection insurance to help customers recover their identity, whereas many competitors in the industry will spend up to $1 million to cover the costs of your identity theft (legal fees, etc.). GEICO’s efforts focus primarily on protection and detection, but the lack of an insurance policy, along with its lack of identity restoration services, might encourage customers to look elsewhere.

Another important missing feature is antivirus protection. While anti-phishing and anti-keylogging software are useful tools to prevent crooks from stealing your information, antivirus protection is a surefire way to stop malicious software from gaining access to your private files and information. Few identity protection companies have true antivirus software, but this is a feature that sets top-performing companies apart from the rest.

Want to know which identity theft companies are top rated? Click Here

The Bottom Line

In conclusion, GEICO’s partnership with Europ Assistance USA has created a competitive but affordable identity theft protection suite available to everyone, regardless of GEICO membership. Plans start at $7.99 a month and offer a wide range of identity protection and detection services. However, GEICO falls short in the lack of an insurance policy, identity restoration features, and antivirus software. For those looking for a considerably less expensive alternative to cover themselves and their families, they would be satisfied with GEICO; however, for those seeking more comprehensive options at similar price points, they might consider our top providers.

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  • Single Plan – $7.99/month OR $79/year
    • The primary individual receives all of the listed benefits provided, but dependent children and a spouse can receive the resolution services in the incident of identity theft.
  • Couple Plan – $8.99/month OR $89/year
    • In the Couple Plan, the primary member AND listed spouse/partner will receive the Proactive credit monitoring, credit reports, Transunion credit score and all features in the prevention, detection and resolution services.  Dependent children will also receive resolution services is they become victims to identity fraud.
  • Family Plan – $9.99/month OR $99/year
    • The Family Plan offers all of the same benefits as the Couple Plan, but it also covers up to four dependents of the primary account holder.

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1 GEICO ID Protection Reviews

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  1. User Score
    10
    March 18th, 2016 Washington, DC
    2 people found this review helpful!
    I have GEICO ID Theft Protection and am very satisfied with it. I receive regular updates and can log in and quickly review any activity. They do provide antivirus protection software, contrary to the review says above, but only for Windows computers–they don’t have anything for Macs. It’s a great service and a great value.
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Our Score
5.3
User Score
10.0
Rank this Company

Ratings Breakdown

Price

package monthly price range
$7.99-9.99

Identity Protection

protection/monitoring system

Credit Monitoring

Equifax, Experian or TransUnion
Yes

Internet Scanning

important ID information
Yes

Legal Protection

Credit Freeze & Fraud Alerts
Yes

Analytical System

e.g. ID Analytics
No

Identity Recovery

recovery/restoration services

Insurance Quality

identity theft insurance

Insurance Amount

e.g. $1 million, $25,000, $2,500
Undisclosed

Insurance Provider

the insurance company
Undisclosed

Report Case Within

e.g. 60 Days, 30 Days, 90 Days
Undisclosed

Lost Wages/Income

e.g. $2,000 or 4 Weeks
Undisclosed

Credit Monitoring

Equifax, Experian or TransUnion
3/3

CISSP Certified

Certification from (ISC)²
No

Antivirus

antivirus software included
No

Experience

total ID theft experience
5 Years

A+

Number of Reviews

User reviews here on BIDTC
1
Our Score
8.7
User Score
8.1
Rank this Company

Ratings Breakdown

Price

package monthly price range
$8.99 - $26.99

Identity Protection

protection/monitoring system

Credit Monitoring

Equifax, Experian or TransUnion
Yes

Internet Scanning

important ID information
Yes

Legal Protection

Credit Freeze & Fraud Alerts
Yes

Analytical System

e.g. ID Analytics
Yes

Identity Recovery

recovery/restoration services

Insurance Quality

identity theft insurance

Insurance Amount

e.g. $1 million, $25,000, $2,500
$1 Million

Insurance Provider

the insurance company
State National

Report Case Within

e.g. 60 Days, 30 Days, 90 Days
90 Days

Lost Wages/Income

e.g. $2,000 or 4 Weeks
$6,000

Credit Monitoring

Equifax, Experian or TransUnion
3/3

CISSP Certified

Certification from (ISC)²
Yes

Antivirus

antivirus software included
No

Experience

total ID theft experience
12 Years

A-

Number of Reviews

User reviews here on BIDTC
858